in simple terms, couples travel insurance is a joint travel insurance policy that covers both you and your other half under the same policy. often, a couple’s travel insurance policy can be cheaper than taking out two separate travel insurance policies. plus, with a couple’s policy, you still have the option to purchase a single trip, annual multi trip or annual policy to suit whatever trips you have planned throughout the year. you can also add on policy extensions to enhance your protection and tailor the policy, depending on the type of holiday you’re planning to go on.  

here at albert & eddie, our brands define a couple as two adults (both over the age of 18), who are in a relationship and have lived at the same address for more than six months.

couples travel insurance works similar to a standard policy except you will both be under the same policy. the quote process is pretty much identical to taking a normal policy out. for example, you’ll have to let us know about your trip, how much the holiday has cost you, any medical conditions you need to declare, plus what type of activities you’ll be getting up to. the only difference is that it will cover two of you under the policy, rather than one. the brands available on our panel offer a range of policy extensions too, meaning if you need extra protection for your gadgets, or even a sporting activity you plan to get involved in, then that’s okay too. just let us know during the quote process and we’ll show you all of the policies available.

yes! most of our brands available through albert & eddie will allow individuals named on a couple’s policy to travel separately, as long as it is an annual multi-trip policy. we know that not every holiday you go on will be a romantic getaway with your other half, meaning you absolutely can travel on separate trips and still receive the same protection and cover from your policy.

most of the travel insurance policies that can be found through albert & eddie will provide basic protection against Covid-19. this will include cancellation cover due to a positive test result, or cover for emergency medical expenses if you are hospitalised due to a Covid-19 diagnosis. that being said, if you’d like extra protection for the risks that Covid-19 can cause, then you’ll also have the option to add-on a policy extension for enhanced Covid-19 cover.