over 80s travel insurance
age shouldn’t be a barrier that stops you from going on a well-deserved holiday. however, we appreciate that finding suitable travel insurance when you’re over 80 years old can sometimes feel a little more complicated than it needs to be. this is especially true if, like many of us, you also have a medical condition (or two) to take into consideration.
that’s where we step in. at albert & eddie , we take into consideration your exact travel needs and only suggest travel insurance from our brands that can meet your circumstances - leaving you to do less researching and more relaxing.
what cover do over 80s policies offer through albert & eddie?
travel insurance policies for those over 80 cover all of the standard elements of protection that you’d expect to see in a travel insurance policy, including cancellation cover, personal possessions protection, and emergency medical expenses.
as part of our service, we offer a specialist medical screening tool, which allows us to get a better picture of your overall health during the quote process, so that we can match you with a travel insurance policy that suits your individual needs. whether you need a policy with extra medical cover, or a policy with a higher cancellation limit, we’re sure to have a policy right for you.
all standard over 80s travel insurance policies at albert & eddie include:
- up to £10 million in case of a medical emergency, depending on the policy selected
- cancellation cover as soon as you purchase (giving you extra peace of mind)§
- 24/7 access to an emergency medical assistance team
- over 100 sports covered as standard
- cover for UK, European and Worldwide trips, providing you do not travel against the Foreign, Commonwealth & Development Office’s travel advice
- free access to Air Doctor Connect, is available, connecting you to over 20,000 doctors in 78 countries. plus, if you use Air Doctor for outpatient treatment, we'll waive your excess
- plus, a wide range of add-ons that let you personalise your policy
frequently asked questions
can i get travel insurance through albert & eddie if i am over 80?
yes, you can still get travel insurance if you’re over 80 years old.
getting older doesn’t mean you can’t buy travel insurance, but it can mean that you might not be able to purchase certain types of policies. for example, if you are over 80, you may find it harder to buy multi trip or annual policies due to the age limits that most of these policies have across the travel insurance industry.
however, that’s not to say you can’t get cover if you’re over 80, as the majority of single trip policies (at least the ones available through albert & eddie) are designed to cover people up to the age of 115. so, you’re sure to find a policy that is right for your next adventure.
why does travel insurance get more expensive after 80?
the price of a travel insurance policy can be influenced by a number of different factors. these include your age, your health, the destination you plan to visit, how long you’re planning to be away for and any activities that you plan on taking part in during your trip. understandably, as people get older, they may also develop more medical conditions that they need cover for, which is why a travel insurance policy may cost more the older you get. but that’s not a problem. here at albert & eddie, we have a number of specialist medical travel insurance brands, so if you need a little extra cover for your medical conditions, then we’ll do our very best to match you with these specialist medical policies, where possible.
which is the best travel insurance policy for those aged over 80s?
to put it simply, there isn’t a best travel insurance policy for those aged over 80. and the best travel insurance policy for you will depend on what your needs are as a traveller. for example, if your holidays are particularly expensive, then you may need cover that has higher cancellation limit. or, if you have existing medical conditions, perhaps you might focus more on the amount of medical cover available. what’s best for one person may not be the best for someone else. but we can help! simply let us know a few details about you and the trip you plan on going on during the quote process, along the cost of your holiday and any other activities that you may participate in during your trip, and we’ll show you which of our brands on our panel meet your travel needs. easy.
which travel insurance policies can you buy if you are over 80?
if you’re over 80 and looking for travel insurance, then your best bet is a single trip policy as most brands (both on and off of albert & eddie ) generally do not offer multi trips to those aged over 79 (it sucks – we know!). however, you can still get the protection you need and add on any required policy extensions with a single trip policy, so it’s not all bad.
does travel insurance include medical conditions for those over 80?
yes. most of our brands available on albert & eddie will consider cover for medical conditions. not only do we have a selection of our specialist travel insurance brands available on albert & eddie, but we also use a unique medical screening tool that allows us to get a much better picture of your overall health. it’s easy really, just answer a few short questions about your health during the quote process, as well as few important details about your trip, and we’ll match you with one of our brands that will cover your needs (or at least point you in the direction of someone else who can, if none of the albert & eddie brands are able to).
do albert & eddie policies include Covid-19 protection?
yes. most of the policies available on albert & eddie come with some protection against Covid-19 as standard. for example, most of the policies available offer cancellation cover due to isolating after getting a positive Covid-19 result, or being hospitalised as a result of a Covid-19 diagnosis. you can enhance your Covid-19 protection really easily by adding on a Covid-19 policy extension.
§ cancellation cover limits may vary between our brands. please check your policy wording for more information.