here are some questions that you might be asked by an underwriter if you were to claim:
1. If you or anyone named on this policy have ever been diagnosed with or treated for any of the following:
- Heart or Circulatory conditions
- Strokes or High Blood Pressure
- Breathing or Respiratory conditions (including Asthma)
- Cancer (even if now in remission)
- Diabetes (including diet controlled)
- Irritable Bowel Disease (such as Crohn’s, or Diverticulitis)
- Psychological conditions such as stress, anxiety, depression, or any psychiatric conditions such as eating disorders, drug or alcohol abuse or mental instability.
2. If you or anyone named on this policy are currently taking any prescribed medication (this doesn’t include medication for common colds, flu, or contraception).
3. If you or anyone named on the policy are waiting for any tests, treatment, or a non-routine hospital appointment.
4. If you or anyone named on the policy has seen a medical professional in the last 2 years, including attending a hospital, a clinic, or a medical practitioners’ surgery as either an outpatient or in-patient.
if you answered “yes” to any of the questions above, you must let us know. we may be able to offer cover for your medical condition, although there may be an increased cost or policy excess applied.
if your answers are “no” when you buy your insurance but change to “yes” before you go on holiday, you will need to contact our customer services team to make sure that you are fully covered.
