which countries are covered by our policies?
which countries are covered by our policies?
now you have decided where you going to spend your well deserved getaway, you’ll need to ensure that your policy covers the right geographical category.
The categories are:
United Kingdom
europe excl spain
europe incl spain
australia and new zealand
worldwide excluding USA, caribbean, canada, mexico
worldwide including mexico
if you are visiting countries that fall in to different categories you will then need to pick a category that covers that covers them all. for example, if you are travelling to greece and mexico you will need to select “worldwide inc mexico” as this will cover both countries.
please note: we do not insure trips to countries against the advice of the FCDO advice. you can find their full list of up-to-date directives here.
| Country | UK | Europe exc Spain | Europe inc spain | Australia & New Zealand | Worldwide exc USA, Caribbean and Canada | Worldwide exc Mexico | Worldwide inc Mexico |
|---|---|---|---|---|---|---|---|
| Abu Dhabi | Yes | Yes | Yes | ||||
| Alaska | Yes | Yes | |||||
| Albania | Yes | Yes | Yes | Yes | Yes | Yes | |
| Algeria | Yes | Yes | Yes | ||||
| Andorra | Yes | Yes | Yes | Yes | Yes | ||
| Angola | Yes | Yes | Yes | ||||
| Anguilla | Yes | Yes | |||||
| Antarctic | Yes | Yes | Yes | ||||
| Antigua | Yes | Yes | |||||
| Argentina | Yes | Yes | Yes | ||||
| Armenia | Yes | Yes | Yes | ||||
| Aruba | Yes | Yes | |||||
| Ascension Island | Yes | Yes | Yes | ||||
| Australia | Yes | Yes | Yes | Yes | |||
| Austria | Yes | Yes | Yes | Yes | Yes | Yes | |
| Azerbaijan | Yes | Yes | Yes | ||||
| Azores | Yes | Yes | Yes | Yes | Yes | Yes | |
| Bahamas | Yes | Yes | |||||
| Bahrain | Yes | Yes | Yes | ||||
| Balearics | Yes | Yes | Yes | Yes | Yes | ||
| Bali | Yes | Yes | Yes | ||||
| Bangladesh | Yes | Yes | Yes | ||||
| Barbados | Yes | Yes | |||||
| Belarus | Yes | Yes | Yes | Yes | Yes | Yes | |
| Belgium | Yes | Yes | Yes | Yes | Yes | Yes | |
| Belize | Yes | Yes | |||||
| Benin | Yes | Yes | Yes | ||||
| Bermuda | Yes | Yes | |||||
| Bhutan | Yes | Yes | Yes | ||||
| Bolivia | Yes | Yes | Yes | ||||
| Bonaire (Antilles) | Yes | Yes | |||||
| Borneo | |||||||
| Bosnia-Herzegovina | Yes | Yes | Yes | Yes | Yes | Yes | |
| Botswana | Yes | Yes | Yes | ||||
| Bouvet Island | Yes | Yes | Yes | ||||
| Brazil | Yes | Yes | Yes | ||||
| British Antartic Territory | |||||||
| British Dependent Ter | Yes | Yes | Yes | ||||
| British Indian Ocean Territory | |||||||
| British Virgin Isles | Yes | Yes | |||||
| Brunei Darussalam | Yes | Yes | Yes | ||||
| Bulgaria | Yes | Yes | Yes | Yes | Yes | Yes | |
| Burma | Yes | Yes | Yes | ||||
| Cambodia | Yes | Yes | Yes | ||||
| Cameroon | Yes | Yes | Yes | ||||
| Canada | Yes | Yes | |||||
| Canary Island | Yes | Yes | Yes | Yes | Yes | ||
| Cape Verde | Yes | Yes | Yes | ||||
| Cayman Islands | Yes | Yes | |||||
| Chile | Yes | Yes | Yes | ||||
| China | Yes | Yes | Yes | ||||
| Christmas Island | Yes | Yes | Yes | ||||
| Cocos (Keeling) Islands | Yes | Yes | Yes | ||||
| Colombia | Yes | Yes | Yes | ||||
| Comoro Islands | Yes | Yes | |||||
| Congo | Yes | Yes | Yes | ||||
| Cook Islands | Yes | Yes | Yes | ||||
| Corfu | Yes | Yes | Yes | Yes | Yes | Yes | |
| Corsica | Yes | Yes | Yes | Yes | Yes | Yes | |
| Costa Rica | Yes | Yes | |||||
| Cote D'Lvoire | Yes | Yes | Yes | ||||
| Crete | Yes | Yes | Yes | Yes | Yes | Yes | |
| Croatia | Yes | Yes | Yes | Yes | Yes | Yes | |
| Cruise Baltic | Yes | Yes | Yes | Yes | Yes | Yes | |
| Cruise Caribbean | Yes | Yes | |||||
| Cruise European | Yes | Yes | Yes | Yes | Yes | Yes | |
| Cruise Med | Yes | Yes | Yes | Yes | Yes | Yes | |
| Cuba | Yes | Yes | |||||
| Curacao | Yes | Yes | |||||
| Cyprus | Yes | Yes | Yes | ||||
| Czech Republic | Yes | Yes | Yes | Yes | Yes | Yes | |
| Democratic Republic of Congo | |||||||
| Denmark | Yes | Yes | Yes | Yes | Yes | Yes | |
| Djibouti | Yes | Yes | Yes | ||||
| Dominica | Yes | Yes | |||||
| Dominican Republic | Yes | Yes | |||||
| Ecuador | Yes | Yes | Yes | ||||
| Egypt | Yes | Yes | Yes | ||||
| Eire | Yes | Yes | Yes | Yes | Yes | Yes | |
| El Salvador | Yes | Yes | |||||
| England | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
| Equatorial Guinea | Yes | Yes | Yes | ||||
| Eritrea | Yes | Yes | Yes | ||||
| Estonia | Yes | Yes | Yes | Yes | Yes | Yes | |
| Eswatini | Yes | Yes | Yes | ||||
| Ethiopia | Yes | Yes | Yes | ||||
| Falkland Islands | Yes | Yes | Yes | ||||
| Faroe Islands | Yes | Yes | Yes | Yes | Yes | Yes | |
| Fiji | Yes | Yes | Yes | ||||
| Finland | Yes | Yes | Yes | Yes | Yes | Yes | |
| France | Yes | Yes | Yes | Yes | Yes | Yes | |
| French Guiana | Yes | Yes | Yes | ||||
| French Polynesia | Yes | Yes | Yes | ||||
| French Southern Territories | Yes | Yes | Yes | ||||
| Gabon | Yes | Yes | Yes | ||||
| Galapagos Islands | Yes | Yes | Yes | ||||
| Gambia | Yes | Yes | Yes | ||||
| Georgia | Yes | Yes | Yes | ||||
| Germany | Yes | Yes | Yes | Yes | Yes | Yes | |
| Ghana | Yes | Yes | Yes | ||||
| Gibraltar | Yes | Yes | Yes | Yes | Yes | Yes | |
| Greece | Yes | Yes | Yes | Yes | Yes | Yes | |
| Greenland | Yes | Yes | |||||
| Grenada | Yes | Yes | |||||
| Guadeloupe | Yes | Yes | |||||
| Guam | Yes | Yes | Yes | ||||
| Guatemala | Yes | Yes | |||||
| Guernsey | Yes | Yes | Yes | Yes | Yes | Yes | |
| Guinea | Yes | Yes | Yes | ||||
| Guinea-Bissau | Yes | Yes | Yes | ||||
| Guyana | Yes | Yes | Yes | ||||
| Haiti | Yes | Yes | |||||
| Heard Island and McDonald Islands | Yes | Yes | Yes | ||||
| Holland | Yes | Yes | Yes | Yes | Yes | Yes | |
| Honduras | Yes | Yes | |||||
| Hong Kong | Yes | Yes | Yes | ||||
| Hungary | Yes | Yes | Yes | Yes | Yes | Yes | |
| Ibiza | Yes | Yes | Yes | Yes | Yes | ||
| Iceland | Yes | Yes | Yes | Yes | Yes | Yes | |
| India | Yes | Yes | Yes | ||||
| Indonesia | Yes | Yes | Yes | ||||
| Iran | Yes | Yes | Yes | ||||
| Ireland | Yes | Yes | Yes | Yes | Yes | Yes | |
| Isle of Man | Yes | Yes | Yes | Yes | Yes | Yes | |
| Israel | Yes | Yes | Yes | ||||
| Italy | Yes | Yes | Yes | Yes | Yes | Yes | |
| Ivory Coast | Yes | Yes | Yes | ||||
| Jamaica | Yes | Yes | |||||
| Japan | Yes | Yes | Yes | ||||
| Jersey | Yes | Yes | Yes | Yes | Yes | Yes | |
| Jordan | Yes | Yes | Yes | ||||
| Kazakhstan | Yes | Yes | Yes | ||||
| Kenya | Yes | Yes | Yes | ||||
| Kiribati | Yes | Yes | Yes | ||||
| Kos (Greek Island) | Yes | Yes | Yes | Yes | Yes | Yes | |
| Kosovo | |||||||
| Kuwait | Yes | Yes | Yes | ||||
| Kyrgyzstan | Yes | Yes | Yes | ||||
| Lanzarote | Yes | Yes | Yes | Yes | Yes | ||
| Lao People's Democratic Republic | Yes | Yes | Yes | ||||
| Laos | Yes | Yes | Yes | ||||
| Latvia | Yes | Yes | Yes | Yes | Yes | Yes | |
| Lebanon | Yes | Yes | Yes | ||||
| Leeward Islands | Yes | Yes | |||||
| Lesotho | Yes | Yes | Yes | ||||
| Liberia | Yes | Yes | Yes | ||||
| Liechtenstein | Yes | Yes | Yes | Yes | Yes | Yes | |
| Lithuania | Yes | Yes | Yes | Yes | Yes | Yes | |
| Lord How Island | |||||||
| Luxembourg | Yes | Yes | Yes | Yes | Yes | Yes | |
| Macau / Macao | Yes | Yes | Yes | ||||
| Macedonia | Yes | Yes | Yes | Yes | Yes | Yes | |
| Madagascar | Yes | Yes | Yes | ||||
| Madeira | Yes | Yes | Yes | Yes | Yes | Yes | |
| Majorca | Yes | Yes | Yes | Yes | Yes | ||
| Malawi | Yes | Yes | Yes | ||||
| Malaysia | Yes | Yes | Yes | ||||
| Maldives | Yes | Yes | Yes | ||||
| Malta | Yes | Yes | Yes | Yes | Yes | ||
| Marshall Islands | Yes | Yes | Yes | ||||
| Martinique | Yes | Yes | |||||
| Mauritius | Yes | Yes | Yes | ||||
| Mayotte | Yes | Yes | Yes | ||||
| Mexico | Yes | ||||||
| Micronesia | Yes | Yes | Yes | ||||
| Midway Island | Yes | Yes | |||||
| Minorca | Yes | Yes | Yes | Yes | Yes | ||
| Moldavia | Yes | Yes | Yes | Yes | Yes | Yes | |
| Moldova | Yes | Yes | Yes | Yes | Yes | Yes | |
| Monaco | Yes | Yes | Yes | Yes | Yes | Yes | |
| Mongolia | Yes | Yes | Yes | ||||
| Montenegro | Yes | Yes | Yes | Yes | Yes | Yes | |
| Monserrat | Yes | Yes | |||||
| Morocco | Yes | Yes | Yes | ||||
| Mozambique | Yes | Yes | Yes | ||||
| Myanmar | Yes | Yes | Yes | ||||
| Namibia | Yes | Yes | Yes | ||||
| Nauru | Yes | Yes | Yes | ||||
| Nepal | Yes | Yes | Yes | ||||
| Netherlands Antilles | Yes | Yes | Yes | ||||
| Nevis Island | Yes | Yes | |||||
| New Caledonia | Yes | Yes | Yes | ||||
| New Zealand | Yes | Yes | Yes | Yes | |||
| Nicaragua | Yes | Yes | |||||
| Nigeria | Yes | Yes | Yes | ||||
| Niue | Yes | Yes | Yes | ||||
| Norfolk Island | |||||||
| Northern Ireland | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
| Northern Marianas | Yes | Yes | Yes | ||||
| Norway | Yes | Yes | Yes | Yes | Yes | Yes | |
| Oman | Yes | Yes | Yes | ||||
| Pakistan | Yes | Yes | Yes | ||||
| Palua | Yes | Yes | Yes | ||||
| Panama | Yes | Yes | |||||
| Papua New Guinea | Yes | Yes | Yes | ||||
| Paraguay | Yes | Yes | Yes | ||||
| Peru | Yes | Yes | Yes | ||||
| Philippines | Yes | Yes | Yes | ||||
| Pitcairn Islands | Yes | Yes | Yes | ||||
| Poland | Yes | Yes | Yes | Yes | Yes | Yes | |
| Portugal | Yes | Yes | Yes | Yes | Yes | Yes | |
| Puerto Rico | Yes | Yes | |||||
| Qatar | Yes | Yes | Yes | ||||
| Reunion | Yes | Yes | Yes | ||||
| Republic of Ireland | Yes | Yes | Yes | Yes | Yes | Yes | |
| Rhodes | Yes | Yes | Yes | Yes | Yes | Yes | |
| Rodriguez Island | Yes | Yes | Yes | ||||
| Romania | Yes | Yes | Yes | Yes | Yes | Yes | |
| Russia (West of Urals) | Yes | Yes | Yes | Yes | Yes | Yes | |
| Rwanda | |||||||
| Saint Barthelemy | Yes | Yes | |||||
| Saint Helena | Yes | Yes | Yes | ||||
| Saipan | Yes | Yes | Yes | ||||
| Samoa (Western) | |||||||
| San Marino | Yes | Yes | Yes | Yes | Yes | Yes | |
| Sao Tone & Principle | Yes | Yes | Yes | ||||
| Sarawak | Yes | Yes | Yes | ||||
| Sardinia | Yes | Yes | Yes | Yes | Yes | Yes | |
| Sark | Yes | Yes | Yes | Yes | Yes | Yes | |
| Saudi Arabia | Yes | Yes | Yes | ||||
| Scilly Isles | Yes | Yes | Yes | Yes | Yes | Yes | |
| Scotland | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
| Senegal | Yes | Yes | Yes | ||||
| Serbia | Yes | Yes | Yes | Yes | Yes | Yes | |
| Seychelles | Yes | Yes | Yes | ||||
| Sierra Leone | Yes | Yes | Yes | ||||
| Singapore | Yes | Yes | Yes | ||||
| Slovakia | Yes | Yes | Yes | Yes | Yes | Yes | |
| Slovenia | Yes | Yes | Yes | Yes | Yes | Yes | |
| Solomon Islands | Yes | Yes | Yes | ||||
| South Africa | Yes | Yes | Yes | ||||
| South Georgia and South Sandwich Islands | |||||||
| South Korea | Yes | Yes | Yes | ||||
| Spain | Yes | Yes | Yes | Yes | Yes | ||
| Sri Lanka | Yes | Yes | Yes | ||||
| St Helena | Yes | Yes | Yes | ||||
| St Kitts & Nevis | Yes | Yes | |||||
| St Lucia | Yes | Yes | |||||
| St Martin | Yes | Yes | |||||
| St Pierre & Miquelon | Yes | Yes | Yes | ||||
| St Vincent & the Grenadines | Yes | Yes | |||||
| State of Palestine | Yes | Yes | Yes | ||||
| Sudan | |||||||
| Suriname | Yes | Yes | Yes | ||||
| Svalbard and Jan Mayen Islands | Yes | Yes | Yes | Yes | Yes | Yes | |
| Swaziland | Yes | Yes | Yes | ||||
| Sweden | Yes | Yes | Yes | Yes | Yes | Yes | |
| Switzerland | Yes | Yes | Yes | Yes | Yes | Yes | |
| Taiwan | Yes | Yes | Yes | ||||
| Tajikistan | Yes | Yes | Yes | ||||
| Tanzania | Yes | Yes | Yes | ||||
| Tenerife | Yes | Yes | Yes | Yes | Yes | ||
| Territory of Cocos (Keeling) Islands | |||||||
| Territory of Christmas Island | |||||||
| Thailand | Yes | Yes | Yes | ||||
| The Occupied Palestinian Territories | |||||||
| Timor Leste | Yes | Yes | Yes | ||||
| Togo | Yes | Yes | Yes | ||||
| Tokelau | Yes | Yes | Yes | ||||
| Tonga | Yes | Yes | Yes | ||||
| Trinidad & Tobago | Yes | Yes | |||||
| Tristan Da Cunha | Yes | Yes | Yes | ||||
| Tunisia | Yes | Yes | Yes | ||||
| Turkey | Yes | Yes | Yes | ||||
| Turkmenistan | Yes | Yes | Yes | ||||
| Turks & Caicos Isles | Yes | Yes | |||||
| Tuvalu | Yes | Yes | Yes | ||||
| UAE | Yes | Yes | Yes | ||||
| Uganda | Yes | Yes | Yes | ||||
| Ukraine | Yes | Yes | Yes | Yes | Yes | Yes | |
| United Kingdom | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
| Uruguay | Yes | Yes | Yes | ||||
| USA | Yes | Yes | |||||
| Uzbekistan | Yes | Yes | Yes | ||||
| Vanuatu | Yes | Yes | Yes | ||||
| Vatican City | Yes | Yes | Yes | Yes | Yes | Yes | |
| Vietnam | Yes | Yes | Yes | ||||
| Virgin Isles (UK) | Yes | Yes | |||||
| Virgin Isles (US) | Yes | Yes | |||||
| Wake Island | Yes | Yes | |||||
| Wales | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
| Wallis & Futuna | Yes | Yes | Yes | ||||
| Western Sahara | Yes | Yes | Yes | ||||
| Yemen | Yes | Yes | Yes | ||||
| Yugoslavia (Former) | Yes | Yes | Yes | Yes | Yes | Yes | |
| Zaire | Yes | Yes | Yes | ||||
| Zambia | Yes | Yes | Yes | ||||
| Zanzibar | Yes | Yes | Yes | ||||
| Zimbabwe | Yes | Yes | Yes |