having suitable travel insurance cover in place for any trip, as well as ensuring all medical conditions are fully declared to your travel insurance provider, means you can sit back, relax and enjoy your holiday. especially as most brands available offer protection against medical emergencies, cancellation, baggage delay and much more!

travel insurance is so important as without the right cover in place, you could be left having to pay expensive medical bills should the worst happen and you become injured or unwell during your trip, and that’s the last thing anyone wants after a holiday.

Belgium also offers tourists with a range of different opportunities and activities, so if you decide to scuba dive, take a boat tour or even hike in The Ardennes, it’s important to make sure you have the right cover for your chosen activities – as they might not be covered as standard. it’s also important to remember that, depending on the brand you choose, you might need specialist cover or a policy extension to take part in more daring sports or activities.

the cost of a travel insurance policy when visiting Belgium will depend on several different factors. for example, the length of your trip, your age, the level of cover you need, and any medical conditions you might have. additionally, all of the travel insurance brands available to compare offer different policy extensions that may also affect the overall cost. for example, if you want extra cover for a cruise you plan to go on during your trip.

finding a travel insurance policy is easy at albert & eddie, simply click ‘get covered’ to compare our range of brands and policy prices today.

yes, it’s certainly a good idea to take a Global Health Insurance Card (GHIC) or European Health Insurance Card (EHIC) with you during a visit to Belgium and anywhere within Europe, if you have one. the reason being, that should you fall unwell during your trip and need emergency medical treatment, you’ll receive discounted (or even free) medical care due to the mutual agreement the UK has in place with Belgium.

GHIC or EHIC’s shouldn’t be used as a substitute for travel insurance, as the health insurance cards will not cover you for things like medical repatriation (getting you back home in the event of an injury or medical emergency) and specialist medical treatment due to an existing medical condition. they also don’t offer protection against the other mishaps that could go wrong during a trip away, such as trip cancellation, lost or delayed baggage, as an example. If we agree to pay for a medical expense which has been reduced by an equivalent to the policy excess because you have used a GHIC, we will not deduct the excess under the medical expenses section of cover.

having both your EHIC/GHIC and travel insurance in place means you can travel knowing you have complete protection!

yes, most of the travel insurance brands available through albert & eddie offer some form of protection against coronavirus. for example, they’ll likely cover cancellation costs if you have to isolate following a positive Covid-19 test, as well as emergency medical assistance costs if you are hospitalised due to a Covid-19 diagnosis. most policies also give you the option to enhance your cover with a Covid-19 policy extension, which offers more specific protection against the mishaps that Covid-19 can cause. make sure you read the policy wording of the brand that you choose to fully understand what cover is included.